Having defined its financial management strategy around a balance sheet mainly composed of financing, effective and diversified resource structure and having an equity which is in conformity with the asset size, Ziraat Participation continues to support the economy and development of our country.

Mission to develop participation banking in Turkey
Ziraat Participation is the first publicly funded participation bank in Turkey. It was founded with a capital of TL 675 million aiming to support the development of participation banking and increase the share of participation banks in the banking industry.

Strong equity supporting growth
In order to maintain an appropriate equity level which is conformity with the asset size, Prime Ministry Undersecretariat of Treasury of Turkish Republic provided additional capital of TL 500 million which increased the equity of Ziraat Participation to TL 1,250 million. As of 2017 year end, total assets reached TL 14.3 billion.

As of the same date, Ziraat Participation’s capital adequacy ratio has been 13.1%.

Supporting the real economy
Defining its financial management strategy around a balance sheet mainly composed of financing, effective and diversified resource structure and having an equity which is in conformity with the asset size, Ziraat Participation continues to support the economy and development of our country and in 2017 it increased its financing volume by 93% by supporting the real sector.

Achieving More by Sharing
As summarized in Achieving More by Sharing principle and in line with the understanding of participation banking, Ziraat Participation continued its operations with an objective of sustainable profitability and efficiency and realized a profit of TL 159 million.

63 branches, 890 employees
Ziraat Participation opened 19 new branches in 2017. Total number of branches reached 63 and operations and service to our customers continued with 890 expert professionals.

Synergic collaboration with Ziraat Bank
Ziraat Participation has collaborated with Ziraat Bank through a correspondence agreement.

Customers are able to access Ziraat Participation’s services through the branches and ATM’s of Ziraat Bank, which has by far the most widely distributed branch network in Turkey.

Effective service delivery through a diversified channel structure
Ziraat Participation continues to provide high quality service to its customers through various channels such as Internet Banking, Mobile Banking, Call Center and Payment Systems applications and support them at an increasing scale.

On its way to being an effective, leading and reputable participation bank, Ziraat Participation’s main goal is to be a participation bank for everybody and to carry participation banking further in parallel with our country’s goals. Ziraat Participation is very determined to succeed in pursuing its goals.