Ziraat Participation 2016 Annual Report

Ratios

%	December 2015	December 2016
Capital
Capital Adequacy Ratio	47.4	12.5
Shareholders’ Equity/Total Assets	30.5	9.6
Shareholders’ Equity/(Total Assets+Non-cash Loans)	25.8	6.7
Shareholders’ Equity/(Funds Collected+Other Funds)	45.2	10.8
Asset Quality
Total Loans/Total Assets	77.6	69.8
NPL (Gross)/Cash Loans	0.0	0.2
NPL (Gross)/(Total Loans)	0.0	0.2
Securities Portfolio/Total Assets	6.0	5.2
FC Assets/FC Liabilities	70.5	54.0
Other Assets/Total Assets	3.6	4.0
Liquidity
Liquid Assets/Total Assets	12.8	21.0
Liquid Assets/(Funds Collected+Other Funds)	19.0	23.7
Liabilities Structure
Current Deposit/Total Deposit	12.2	14.8
Loans/Funds Collected	134.5	98.6
Profitability
Net Profit (Loss)/Average Total Assets	-0.6	0.6
Net Profit (Loss)/Average Shareholders’ Equity	-1.8	4.3
Net Profit (Loss)/Average Paid-in Capital	-1.8	4.3
Income-Expense Structure
Profit Shares Income/Profit Shares Expense	480.8	216.0
Non-Profit Shares Incomes/Non-Profit Shares Expenses	6.0	14.8
Total Incomes/Total Expenses	88.7	110.7
Profit Shares Incomes/Total Incomes	94.4	93.0
Non-Profit Shares Incomes/Total Incomes	5.6	6.9
Profit Shares Expenses/Total Expenses	17.4	47.7
Non-Profit Shares Expenses/Total Expenses	82.6	52.4