CARRYING THE TITLE OF TURKEY’S FIRST STATE OWNED PARTICIPATION BANK, ZIRAAT KATILIM MEETS THE NEEDS AND EXPECTATIONS OF ITS CUSTOMERS BY OFFERING SOLUTION AND VALUE PROPOSITIONS FROM THE MOST ACCURATE AND MOST APPROPRIATE CHANNELS.

Ziraat Katılım was founded with a share capital of TL 675,000,000 fully paid by the Undersecretariat of Treasury in accordance with the approval of Banking Regulation and Supervision Agency dated 10 October 2014 numbered 6046 published at the Official Gazette numbered 29146 dated 15 October 2014. The Bank’s trade registration was made on 16 February 2015.

Ziraat Katılım obtained its operating license with the decision 6302 of Banking Regulation and Supervision Agency dated 12 May 2015 published at the Official Gazette numbered 29355 dated 14 May 2015. The Bank started its participation banking operations with its principle of “Achieving More by Sharing” as of 29 May 2015.

Ziraat Katılım carries out its activities in line with its flawless and sustainable growth strategy. The bank, which has 1,261 personnel who are specialized in their fields, further expanded its geographical coverage during the year with the opening of 11 new branches in Turkey and one new branch abroad, increasing the total number of branches to 105. Ziraat Katılım offers high value‑added products, services and solutions to its customers with 86 ATMs as well as its mobile channels, whose share in transactions is constantly increasing.

A strong capital structure and strategies focused on profitable, healthy and sustainable growth are the most important elements supporting Ziraat Katılım’s activities. The bank’s equity size, reaching TL 3.7 billion, provides the strength required for sustainable growth.

Ziraat Katılım’s total assets increased by 65% in comparison with 2019 year‑end and reached a balance sheet size of TL 60.2 billion. Net profit of Ziraat Katılım was realized as TL 639 million with an increase of 24% with a steady growth in 2020.

With its well‑established and solid structure, modern and innovative management approach, and experienced and expert personnel, Ziraat Katılım works in strong cooperation with Ziraat Bank, which has been the driving force of the Turkish banking sector for 157 years, within the framework of its correspondent agreement.

The branches and ATMs of Ziraat Bank, which has the most widespread service network in the Turkish banking sector, provide Ziraat Katılım customers with easy access to products and services in accordance with the principles of participation banking.

Ziraat Katılım offers its customers services through different channels with innovative applications in the field of Internet Banking, Mobile Banking, the Call Center and Payment Systems in addition to the branches with traditional distribution channels. Within the scope of its Digital Banking activities, the Bank meets the financial needs of its customers with the Ziraat Mobile application at the most convenient points and with an approach focused on high customer satisfaction.

Behind Ziraat Katılım’s continuously developing business model lies an approach focused on customer satisfaction, digitalization and efficiency. As it works towards becoming an effective, leading and respected participation bank, the Bank continues to take firm steps without compromising its asset quality, creating added value in line with its disciplined and sustainable growth strategy.