Make Your Savings Grow Interest-Fee Funds and Secure Your Future with a Comfortable Retirement!
If you want to take a strong step for your future, apply for the Participation-Based Profit Plan now and secure your future with savings starting from 3,734 TL per month. In addition to interest-free fund alternatives, the advantage of 30% state contribution!
You can join the Participation-Based Profit Plan in the Individual Pension System with a high minimum contribution amount and deduction advantage, designed for anyone interested in investment choices and sensitive to interest.
How Can I Join the System?
You can visit our branches to purchase the Participation-Based Profit Plan, which offers interest-free fund alternatives, or click on the "Apply Now" button to access the application form.
What Does the Plan Include?
- Monthly Minimum Contribution: 3.734 TL
- Advance Entrance Fee: No entrance fee is charged at the time of entry into the system under this plan.
Deferred Entrance Fee for Exit:
- No deferred entrance fee for exit is charged for contracts that have completed 5 years in the system. An amount corresponding to 8,5% of the Monthly Gross Minimum Wage for each year is applied for contracts that have not completed 5 years.
Administrative Expense Fee:
- In this plan, a monthly administrative expense fee amounting to one-twelfth of 2.5% of the monthly minimum gross wage announced in the first 6 months of the offer year is deducted from the participant's savings every month for the first 5 years of the contract.
Suspension Deduction:
- In the event that the contribution payment is not made on its due date and no payment is made to the relevant account within 3 months after the payment date, a suspension deduction is applied during the suspension period. For each full month of suspension from the participant's savings, an amount equivalent to one-twelfth of 8.5% of the Monthly Gross Minimum Wage is deducted.
What are the Advantages?
- With the 30% State Contribution, every TRY 4,000 you deposit increases in value to TRY 5,200.
- Depending on your preference, your contribution amount is collected regularly every month from your bank account or credit card.
- You can make additional contribution payments at any time in addition to your regular payments.
- You can change your pension plan 4 times a year and your fund allocation 12 times a year.
- You can make your contribution payments monthly, quarterly, semi-annually, or annually according to your preference.
- Your savings are invested in portfolios managed by specialized portfolio managers.
It provides you an opportunity to benefit from the privileges of Life Clubs. Click here for the Life Club world.
Contributions and other amounts collected by our company from participants under the Participation Plan are evaluated within the framework of participation principles. Our products or services cannot be used for religiously illegitimate subjects and activities, and all these issues are carried out under the supervision of the advisory committee.
