Current accounts are the accounts which can be opened on demand in TL, Foreign Currency and Precious Metals, for which no profit share is distributed. Thanks to our current accounts you can open on demand, you can keep your savings safe and deposit and withdraw money at any time.
Why should I open a current account?
You can easily access and use your TL current accounts at any time thanks to our branches and ATM network.
You can make your foreign currency transfers from your FC current account.
- Money transfers (Remittance, EFT, SWIFT)
- Checkbook transactions
- Credit and credit card payments
- Donations, dues, rental payments
- Invoice, tax, SSI premium payments
- Collection of checks and notes
- Foreign currency and precious metal transactions
- You can perform forward-term money transfers, regular payment orders as well as foreign currency and gold purchase and sale orders.
- If you give an "Automatic Payment Order" to your branch and if your account balance is available, you can make your invoice payments from your TL current account.
- You can make money transfers (Remittance, EFT, SWIFT), credit card payment, contracted institution payments, donations, dues, rental payments, checks and note collections through TL current account.
Channels Through Which Current Accounts Can Be Opened
Documents Required for Opening an Account at a Branch
- T.R. ID Card, T.R. Driving License or Passport
- Address confirmation certificate (certificate of residence, example of an invoice requiring a subscription for the last 3 months, a document issued by a public institution)
- Passport or residence permit
- Foreigner ID Number
- Address confirmation certificate (residence permit, example of an invoice requiring a subscription for the last 3 months)
- Pasaport
- Address confirmation certificate (certificate of residence, example of an invoice requiring a subscription for the last 3 months, a document issued by a public institution)
- Document showing the taxpayer ID number issued by the tax authorities for foreign national real persons
Participation Fund Insurance
The portion of unit account values of participation accounts as well as the special current accounts, (official organisations, credit agencies and financial institutions are excluded), in Turkish Lira, foreign exchange and precious metals, in the domestic branches of a deposit bank operating in Turkey, up to 650 thousand Turkish Liras for each person are under the guarantee of Insurance;
however, even if it remains within the limit of 650 thousand TL above,
the portion of the profit shares accrued to participation accounts as of the date on which the operating license of the participation bank whose account holders are to be paid by the fund is revoked, exceeding the amounts to be calculated over the average of the profit shares applied by the three participation banks with the highest sum of participation fund is not included in the scope of insurance.
The following deposits are not subject to insurance:
* Participation funds and other accounts belonging to the bank's controlling shareholders or qualified shareholders, real person’s parents, spouses and children under their custody.
* Participation funds and other accounts belonging to the Bank's Chairman and members of the Board of Directors, General Manager and his/her assistants, as well as the legal entities and partnerships they control alone or together, and their parents, spouses and children under their custody.
* Participation funds and other accounts included in the scope of the property values arising from crime under Article 282 of the Turkish Criminal Law No. 5237 on 26th of Sept , 2004.
* Participation funds at financial institutions established in Turkey exclusively for off-shore banking activities.
*Payments within insurance coverage are made in Turkish Liras.
*While determining the amount to be paid within insurance coverage, participation account unit account values are taken into account based on special current account balances.
*Turkish Lira equivalents of foreign exchange accounts are determined on the basis of the buying rate of exchange of Central Bank on the date when bank's operating license was revoked.
*On the other hand, Turkish Lira equivalents of accounts in precious metal are determined on the basis of Istanbul Gold Exchange session closing price and the buying rate of exchange of Central Bank on the date when bank's operating license was revoked.
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