Cattle Life Insurance

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Dairy and male fattening cattle and buffaloes registered in the registration systems of the Ministry of Agriculture and Forestry are covered in the insurance based on an assessment or risk analysis.

With the Comprehensive Tariff;

This insurance may cover  material damages directly incurred by the insured due to deaths, forced slaughtering, abortion, and death of calf caused by:

  • All kinds of animal diseases and deaths due to pregnancy, breed, or surgical intervention, 
  • Diseases such as bluetongue, rift valley fever, contagious bovine pleuropneumonia, enzootic bovine leukosis, epizootic hemorrhagic disease of deer (EHD), contagious stomatitis (Vesicular Stomatitis) diseases, rift valley fever, which are notifiable under the Law No. 5996 on Veterinary Services, Plant Health, Food and Feed,
  • Any accident, wild animal attack, snake and insect bites,
  • Poisonous meadow grasses and food poisoning,
  • All natural disasters and sunstroke,
  • Fire or explosion,

 

Optionally and provided that additional premiums are charged based on the results of an assessment or risk revie,; the insurance may cover:

a) Provided that all insurable animals in the enterprises that have a disease-free certificate and have taken bio-security measures are insured; the material damages directly incurred by the insured as a result of deaths, forced slaughtering, abortion and death of offspring caused by foot-and-mouth disease (Foot-and-mouth disease coverage is not provided in the provinces Edirne, Tekirdağ, Kırklareli provinces and the districts on the European side of Istanbul and Çanakkale provinces, which are vaccinated-free zones),

b) At the insured place specified in the policy; 

Direct damages to the insured animals arising from theft or attempted theft due to the following reasons and direct damages to the insured animals arising from theft or attempted theft during the transport of the insured animals between the facility at the location specified in the policy and the pasture or pastures notified by the insured and accepted by the Agricultural Insurance Pool, involves breaks-in by:

  • Breaking, drilling, breaking down, overturning, or forcing entry,
  • Climbing, diving, or passing through agility using tools, equipment, or physical ability,
  • Using the lost, stolen, wrongfully obtained original key, or by making a duplicate key or using other tools or password assistance to unlock,
  • Secretly entering, hiding, or closing in insured locations,
  • Killing or injuring other persons and by using force, violence and threats.

 

 c) Direct material damages suffered by the insured as a result of deaths, forced slaughtering , abortion, and death of offspring caused by terrorist acts specified in the Anti-Terror Law No: 3713 and sabotage arising from these acts, as well as interventions carried out by authorized bodies to prevent and mitigate the effects of these acts,

d) Material damages directly incurred by the insured as a result of deaths, forced slaughtering , abortion, and death of offspring as a result of events occurring during strikes, lockouts, riots, or civil commotions and interventions made by authorized bodies to prevent such incidents and mitigate impacts.

In Limited Coverage Tariff;

Provided that all insurable animals in the enterprise are insured, This insurance may cover  the direct material losses suffered by the insured due to deaths and forced slaughtering of the insured cattle caused by:

  • Any accident, wild animal attack, snake and insect bites,                                           
  • Poisonous meadow grasses and food poisoning,
  • All natural disasters and sunstroke,
  • Fire or explosion

 

Optionally and provided that an additional premium is charged on request based on the results of the assessment or risk review and all insurable animals are insured, the insurance may cover:

a) At the insured place specified in the policy; direct damages to the insured animals arising from theft or attempted theft due to the following reasons and direct damages to the insured animals arising from theft or attempted theft during the transport of the insured animals between the facility at the location specified in the policy and the pasture or pastures notified by the insured and accepted by the Agricultural Insurance Pool, involves breaks-in by:

  • Breaking, drilling, breaking down, overturning, or forcing entry,
  • Climbing, diving, or passing through agility using tools, equipment, or physical ability,
  • Using the lost, stolen, wrongfully obtained original key, or by making a duplicate key or using other tools or password assistance to unlock,
  • Secretly entering, hiding, or closing in insured locations,
  • Killing or injuring other persons and by using force, violence and threats.

 

 b) Direct material damages suffered by the insured as a result of deaths, forced slaughtering , abortion, and death of offspring caused by terrorist acts specified in the Anti-Terror Law No: 3713 and sabotage arising from these acts, as well as interventions carried out by authorized bodies to prevent and mitigate the effects of these acts,

c) Material damages directly incurred by the insured as a result of deaths, forced slaughtering , abortion, and death of offspring as a result of events occurring during strikes, lockouts, riots, or civil commotions and interventions made by authorized bodies to prevent such incidents and mitigate impacts.