Make Your Savings Grow in Interest-Free Funds and Secure Your Future with a Comfortable Retirement!
If you want to take a strong step for your future with your savings, apply for the Participation-Based Solid Foundation Plan now and secure your future with the opportunity to save starting from TRY 747 per month with an initial contribution of TRY 25,000. Interest-free fund alternatives with the advantage of 30% state contribution!
Anyone who wishes to join the Individual Pension System with a lump sum savings and without administrative expense fee, and is sensitive to interest-based investments, can participate in the Participation-Based Solid Foundation Plan.
How Can I Join the System?
You can visit our branches to purchase the Participation-Based Solid Foundation Plan, which offers interest-free fund alternatives, or click on the "Apply Now" button to access the application form.
What Does the Plan Include?
- Initial Contribution: 25.000 TL
- Monthly Minimum Contribution: 747 TL
- Advance Entrance Fee: Bu plan kapsamında sisteme giriş anında giriş aidatı alınmamaktadır.
Deferred Entrance Fee for Exit:
- No deferred entrance fee for exit is charged for contracts that have completed 5 years in the system. An amount corresponding to 8,5% of the Monthly Gross Minimum Wage for each year is applied for contracts that have not completed 5 years.
Administrative Expense Fee:
- There is no Administrative Expense Fee in this plan.
Suspension Deduction:
- In the event that the contribution payment is not made on its due date and no payment is made to the relevant account within 3 months after the payment date, a suspension deduction is applied during the suspension period. For each full month of suspension from the participant's savings, an amount equivalent to one-twelfth of 8.5% of the Monthly Gross Minimum Wage is deducted.
What are the Advantages?
- There is no Administrative Expense Fee in this plan.
- With the 30% State Contribution, every TRY 800 you deposit increases in value to TRY 1,040.
- Depending on your preference, your contribution amount is collected regularly every month from your bank account or credit card.
- You can make additional contribution payments at any time in addition to your regular payments.
- You can change your pension plan 4 times a year and your fund allocation 12 times a year.
- You can make your contribution payments monthly, quarterly, semi-annually, or annually according to your preference.
- Your savings are invested in portfolios managed by specialized portfolio managers.
- It provides you an opportunity to benefit from the privileges of Life Clubs.Click here for the Life Club world.
Contributions and other amounts collected by our company from participants under the Participation Plan are evaluated within the framework of participation principles. Our products or services cannot be used for religiously illegitimate subjects and activities, and all these issues are carried out under the supervision of the advisory committee.