What is a Housing Financing?
Housing financing is a financing method based on the use of long-term housing loans against mortgages to be established on houses for those who wish to own a house and that makes it easier for consumers to acquire houses.
Why Should I Use Housing Financing?
You can become a homeowner with a long-term housing financing and low installment options, just like paying rent.
- There are profit share rates suitable for your budget and maturity of up to 180 months.
- You can benefit from housing financing up to 80% of the appraised value of the house subject to sale.
- You can make your installment payments in the period and amounts you determine.
- Our bank offers life, housing and compulsory earthquake insurance products to its customers using personal financing.
- You can own your dream house with long-term payment options special for you.
- You can easily make your payments with flexible payment schedules.
- In housing financing use, you may be exempted from the Resource Utilization Support Fund (RUSF) and Banking and Insurance Transaction Tax (BSMV) payments.
Channels Through Which A Housing Financing Application Can Be Made
Documents Required to Receive Housing Financing
- Application form
- Identity card, driving license or passport
- Income certificate based on the working status of the person
- Photocopy of the title deed of the house subject to financing
- Other documents that may be requested if deemed necessary
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