ZIRAAT PARTICIPATION, WHICH STARTED TO PROVIDE SERVICES IN THE FIELD OF PARTICIPATION BANKING WITH THE PRINCIPLE OF “ACHIEVING MORE BY SHARING”, IS THE FIRST STATE-OWNED PARTICIPATION BANK.

Ziraat Participation was founded with a share capital of TL 675,000,000 fully paid by the Undersecretariat of Treasury in accordance with the approval of Banking Regulation and Supervision Agency dated 10 October 2014 numbered 6046 published at the Official Gazette numbered 29146 dated 15 October 2014 and was registered on 16 February 2015.

Ziraat Participation obtained its operating license with the decision 6302 of Banking Regulation and Supervision Agency dated 12 May 2015 published at the Official Gazette numbered 29355 dated 14 May 2015 and started its participation banking operations as of 29 May 2015.

SUSTAINABLE PROFITABILITY AND EFFICIENCY

Ziraat Participation continues its activities with the aim of achieving sustainable profitability and productivity in line with the understanding of participation banking, which is summarized in the principle of “Achieving More by Sharing”. The Bank’s total assets increased by 64% in comparison with 2018 year-end and reached a balance sheet size of TL 36.4 billion. Net profit of Ziraat Participation was realized as TL 516.7 million with an increase of 60% with a steady growth in 2019.

93 BRANCHES AND 1,129 EMPLOYEES IN 43 DIFFERENT CITIES

With the 13 new domestic branches opened in 2019, Ziraat Participation expanded even more geographically and total number of branches reached 93. The Bank serves its customers with 1,129 personnel specialized in their fields. 

GENERATING SYNERGY FROM ITS COOPERATION WITH ZIRAAT BANK

Ziraat Participation works in strong cooperation with Ziraat Bank within the framework of the correspondent agreement. The branches and ATMs of Ziraat Bank, which has the most widespread service network in the Turkish banking sector, provide Ziraat Participation customers with easy access to products and services in accordance with the principles of participation banking.

CUSTOMER-ORIENTED ALTERNATIVE SERVICE CHANNELS

Ziraat Participation continues to offer innovative and more value adding services and solutions to a wide range of customers from every channel with its applications in the fields of Internet Banking, Mobile Banking, Call Center and Payment Systems.

As an effective, leading and respected participation bank, Ziraat Participation will continue to move forward with determination to reach new achievements, aiming to make participation banking available for all and to advance participation banking forward in parallel with the country’s goals.