Fahri ÇELİK
Head of Internal Audit  

Fahri Çelik was born in Ankara in 1969. He graduated from Middle East Technical University Department of Statistics. He received his graduate degree from Selçuk University Institute of Social Sciences Department of Business Administration in 2009. He started his banking career in Akbank as assistant auditor in 1997 and he served as Auditor, Corporate Branch Assistant Manager and Branch Manager. In 2013 he was appointed as the manager of Topkapı Entrepreneurship Dynamic Branch in T.C. Ziraat Bankası A.Ş. and started to work as Ziraat Participation Mecidiyeköy Branch Manager on 29 June 2015. He was appointed as Head of Internal Audit at Ziraat Participation as of 16 December 2017.

Osman ÇETİNER
Head of Internal Control and Compliance 

Osman Çetiner was born in Antalya in 1973. He graduated from Uludağ University Faculty of Economics Department of Finance and received his SMMM license in 2005. In 2014, he also received the Independent Auditor license from Public Oversight Authority. He started his banking career at Kuveyt Türk Katılım Bankası A.Ş. in 1999 as Assistant Specialist of Accounting in Finance Service. He worked at Kuveyt Türk Katılım Bankası A.Ş. at various positions for a total of 16 years, 7 years at managerial positions. He took a role at Turkey’s first lease certificate issuance in 2010 by Kuveyt Türk Katılım Bankası in 2010. He was a part of Ziraat Participation’s establishment and started to work as Financial Coordination Department Head at Ziraat Participation as of 8 April 2015. He is serving as Ziraat Participation’s Head of Internal Control and Compliance since 20 December 2017.

Seher Elif EKİCİ
Head of Risk Management 

Seher Elif Ekici was born in İstanbul in 1981. He graduated from Marmara University Faculty of Business Administration, Department of Business Administration in English. She received her SMMM license in 2009. She started her professional career at KPMG Independent Audit firm in 2003 and worked as an auditor in 2003-2004. Later, she started her banking career in 2005 at Anadolu Finans Kurumu Financial Control service under Financial Affairs Department. She took a role in the merger of Anadolu Finans and Family Finans. Between 2007 and 2015 she acted as Specialist, Supervisor and Manager at Risk Management Center Department of Türkiye Finans Katılım Bankası. Ms. Ekici started to work at Ziraat Bank Headquarters as a Manager on 3 February 2015. She was a part of the establishment of Ziraat Participation and she has been serving as Head of Risk Management Division since 23 June 2015.