%

December 2018***

December 2019

Capital

Capital Adequacy Ratio

12.8

16.6

Shareholders’ Equity/Total Assets

10.0

8.7

Asset Quality

Total Loans*/Total Assets

70.8

65.1

NPL (Gross)/Total Deposit**

1.3

2.3

Total Loans*/Total Deposit

103.7

93.1

Profitability

Net Profit (Loss)/Average Total Assets

1.7

1.8

Net Profit (Loss)/Average Shareholders’ Equity

19.5

19.2

Income-Expense Structure

Profit Shares Income/Profit Shares Expense

158.4

161.5

Non-Profit Shares Income/Non-Profit Shares Expenses

38.4

37.0

Total Income/Total Expenses

121.8

121.5

Profit Shares Income/Total Income

90.4

90.2

Non-Profit Shares Income/Total Income

9.6

9.8

Profit Shares Expenses/Total Expenses

69.5

67.9

Non-Profit Shares Expenses/Total Expenses

30.5

32.1