%

December 2021

December 2022

Capital

Capital Adequacy Ratio

14.02

15.42

Shareholders’ Equity/Total Assets

4.40

5.33

Asset Quality

Total Loans*/Total Assets

69.12

68.95

NPL (Gross)/Total Deposit*

2.50

1.28

Total Loans*/Total Deposit

87.20

83.88

Profitability

Net Profit (Loss)/Average Total Assets

0.70

2.46

Net Profit (Loss)/Average Shareholders’ Equity

13.87

48.92

Income-Expense Structure

Profit Shares Income/Profit Shares Expense

131.92

162.00

Non-Profit Shares Income/Non-Profit Shares Expenses

57.58

56.68

Total Income/Total Expenses

111.07

133.57

Profit Shares Income/Total Income

85.47

88.55

Non-Profit Shares Income/Total Income

14.53

11.45

Profit Shares Expenses/Total Expenses

71.96

73.01

Non-Profit Shares Expenses/Total Expenses

28.04

26.99