%

December 2022

December 2023

Capital

Capital Adequacy Ratio

15.42

15.10

Shareholders’ Equity/Total Assets

5.33

5.16

Asset Quality

Total Loans*/Total Assets

68.95

66.02

NPL (Gross)/Total Deposit*

1.28

0.77

Total Loans*/Total Deposit

83.88

83.35

Profitability

Net Profit (Loss)/Average Total Assets

2.46

1.34

Net Profit (Loss)/Average Shareholders’ Equity

48.92

25.66

Income-Expense Structure

Profit Shares Income/Profit Shares Expense

162.00

114.08

Non-Profit Shares Income/Non-Profit Shares Expenses

56.68

88.76

Total Income/Total Expenses

133.57

109.29

Profit Shares Income/Total Income

88.55

84.63

Non-Profit Shares Income/Total Income

11.45

15.37

Profit Shares Expenses/Total Expenses

73.01

81.07

Non-Profit Shares Expenses/Total Expenses

26.99

18.93