For the Content Index - Essentials Service, GRI Services reviewed that the GRI content index has been presented in a way consistent with the requirements for reporting in accordance with the GRI Standards, and that the information in the index is clearly presented and accessible to the stakeholders. The service was performed on the Turkish version of the Report.
STATEMENT OF USE |
Ziraat Katılım Bankası A.Ş. has reported in accordance with the GRI Standards for the period 1 January-31 December 2023. |
GRI 1 USED |
GRI 1: Foundation 2021 |
APPLICABLE GRI SECTOR STANDARD(S) |
N/A. |
GRI STANDARD |
DISCLOSURE |
LOCATION |
OMISSION |
GENERAL DISCLOSURES |
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GRI 2: GENERAL DISCLOSURES 2021 |
2-1 Organizational details |
About the Report, Page: Inside Cover Corporate Profile, Page: 10-11 Shareholding Structure, Page: 13
https://www.ziraatkatilim.com.tr/en/about-us/corporate-information/our-organizational-structure |
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2-2 Entities included in the organization’s sustainability reporting |
About the Report, Page: Inside Cover |
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2-3 Reporting period, frequency and contact point |
About the Report, Page: Inside Cover 1 January-31 December 2023 Reporting is made annually. Contact Person: Doğukan Bak, Dogukan.Bak@ziraatkatilim.com.tr |
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2-4 Restatements of information |
This is Ziraat Participation’s first sustainability report. |
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2-5 External assurance |
No external assurance was received for the report. |
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2-6 Activities, value chain and other business relationships |
Corporate Profile, Page: 10-11 Our Financial Assets, Page: 40-47 |
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2-7 Employees |
Our Human Assets, Page: 48-55 |
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2-8 Workers who are not employees |
At Ziraat Participation, human resources consist of full-time employees. |
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2-9 Governance structure and composition |
How Do We Manage our Business?, Page: 26-28
https://www.ziraatkatilim.com.tr/en/about-us/corporate-information/board-of-directors https://www.ziraatkatilim.com.tr/en/about-us/corporate-information/senior-management |
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GRI 2: GENERAL DISCLOSURES 2021 |
2-10 Nomination and selection of the highest governance body |
Regarding the minimum qualities to be sought in appointments to Board Member, Ziraat Participation acts in accordance with the provisions of Banking legislation, Turkish Commerce Code and the regulations of Capital Markets Board. https://www.ziraatkatilim.com.tr/sites/default/files/2024-01/Ziraat%20Kat%C4%B1l%C4%B1m%20Bankas%C4%B1%20Esas%20S%C3%B6zle%C5%9Fmesi.pdf |
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2-11 Chair of the highest governance body |
https://www.ziraatkatilim.com.tr/en/about-us/corporate-information/board-of-directors |
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2-12 Role of the highest governance body in overseeing the management of impacts |
ESG Management and Structure at Ziraat Participation, Page: 28-32
https://www.ziraatkatilim.com.tr/sites/default/files/2023-09/Sustainability%20Policy.pdf |
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2-13 Delegation of responsibility for managing impacts |
ESG Management and Structure at Ziraat Participation, Page: 28-32
https://www.ziraatkatilim.com.tr/sites/default/files/2023-09/Sustainability%20Policy.pdf |
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2-14 Role of the highest governance body in sustainability reporting |
ESG Management and Structure at Ziraat Participation, Page: 28-32
https://www.ziraatkatilim.com.tr/sites/default/files/2023-09/Sustainability%20Policy.pdf |
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2-15 Conflicts of interest |
Our Human Assets, Page: 53-54 |
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2-16 Communication of critical concerns |
Our Human Assets, Page: 53-54
https://www.ziraatkatilim.com.tr/en/about-us/customer-satisfaction |
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2-17 Collective knowledge of the highest governance body |
https://www.ziraatkatilim.com.tr/en/about-us/corporate-information/board-of-directors |
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2-18 Evaluation of the performance of the highest governance body |
https://www.ziraatkatilim.com.tr/en/about-us/corporate-information/board-of-directors |
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GRI 2: GENERAL DISCLOSURES 2021 |
2-19 Remuneration policies |
Our Human Assets, Page: 50-53 |
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2-20 Process to determine remuneration |
Our Human Assets, Page: 50-53 |
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2-21 Annual total compensation ratio |
Not disclosed in accordance with the Bank’s confidentiality policy. |
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2-22 Statement on sustainable development strategy |
Sustainability Approach, Page: 14 |
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2-23 Policy commitments |
Our Perspective on Sustainability and ESG/Framework for Policies, Page: 15
https://www.ziraatkatilim.com.tr/sites/default/files/2023-09/Sustainability%20Policy.pdf |
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2-24 Embedding policy commitments |
Our Perspective on Sustainability and ESG/Framework for Policies, Page: 15
https://www.ziraatkatilim.com.tr/sites/default/files/2023-09/Sustainability%20Policy.pdf |
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2-25 Processes to remediate negative impacts |
Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 |
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2-26 Mechanisms for seeking advice and raising concerns |
Our Human Assets, Page: 53-54 Our Manufactured Assets, Page: 63 |
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2-27 Compliance with laws and regulations |
How Do We Manage our Business?, Page: 27
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Financial Information and Risk Management, Page: 68-69 |
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2-28 Membership associations |
Our Social and Relational Assets, Page: 69 |
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2-29 Approach to stakeholder engagement |
Stakeholders-Stakeholder Communication, Page: 18-19 |
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2-30 Collective bargaining agreements |
Our Human Assets, Page: 50 |
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MATERIAL TOPICS |
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GRI 3: MATERIAL TOPICS 2021 |
3-1 Process to determine material topics |
Our Material Topics, Page: 20-21 |
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3-2 List of material topics |
Our Material Topics, Page: 20-21 Digital Transformation and Innovation Financial Performance and Profitability Integrated Risk Management Ethics and Compliance Data Privacy and Security Fight Against Climate Change Responsible Products and Services Employee Welfare and Rights Corporate Culture Principles Training and Talent Management Customer Experience and Satisfaction Financial Inclusion Equal Opportunity and Diversity Corporate Social Responsibility Financial Literacy Natural Resources and Waste Management |
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DIGITAL TRANSFORMATION AND INNOVATION |
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GRI 3: MATERIAL TOPICS 2021 |
3-3 Management of material topics |
Letter from the Chairman of the Board, Page: 4-5 An Interview With the CEO Regarding Sustainability and ESG, Page: 6-9 Our Material Topics, Page: 20-21 Ziraat Participation’s Response to External Developments, Page: 36 Our Intellectual Assets, Page: 56-59 Our Manufactured Assets, Page: 63 |
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FINANCIAL PERFORMANCE AND PROFITABILITY / INTEGRATED RISK MANAGEMENT |
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GRI 3: MATERIAL TOPICS 2021 |
3-3 Management of material topics |
Letter from the Chairman of the Board, Page: 4-5 An Interview With the CEO Regarding Sustainability and ESG, Page: 6-9 Our Material Topics, Page: 20-21 |
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GRI 201: ECONOMIC PERFORMANCE 2016 |
201-1 Direct economic value generated and distributed |
2023 Key Performance Indicators, Page: 16 How Do We Manage our Business?, Page: 27 Ziraat Participation’s Response to External Developments, Page: 37 Ziraat Participation Business Model, Page: 38-39 Economic Performance Indicators, Page: 74
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Financial Indicators-Page: 18-19, Financial Information and Risk Management-Page: 69-70 |
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201-2 Financial implications and other risks and opportunities due to climate change |
Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 |
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201-3 Defined benefit plan obligations and other retirement plans |
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Explanations on Obligations Related to Employee Rights-Page: 109-111 |
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201-4 Financial assistance received from government |
Ziraat Participation does not have any financial assistance received from the government as of the report date. |
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GRI 203: INDIRECT ECONOMIC IMPACTS 2016 |
203-1 Infrastructure investments and services supported |
Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 Ziraat Participation Business Model, Page: 38-39 Our Financial Assets, Page: 40-47 |
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203-2 Significant indirect economic impacts |
Aligning Material Topics with the Sustainable Development Goals, Page: 22-23 Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 Our Financial Assets, Page: 40-47 |
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GRI 207: TAX 2019 |
207-1 Approach to tax |
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Explanations on Taxation-Page: 111-113 |
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207-4 Country-by-country reporting |
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Explanations on Taxation-Page: 111-113 |
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ETHICS AND COMPLIANCE / DATA PRIVACY AND SECURITY |
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GRI 3: MATERIAL TOPICS 2021 |
3-3 Management of material topics |
Letter from the Chairman of the Board, Page: 4-5 An Interview With the CEO Regarding Sustainability and ESG, Page: 6-9 Our Material Topics, Page: 20-21 How Do We Manage our Business?, Page: 27 Ziraat Participation’s Response to External Developments, Page: 37 Our Intellectual Assets, Page: 58-59
https://www.ziraatkatilim.com.tr/sites/default/files/2023-12/Ziraat%20Kat%C4%B1l%C4%B1m%20Bankas%C4%B1%20AML%20Politikas%C4%B1%20Tasar%C4%B1m%C4%B1%20Hk%20Eng_0.pdf
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Financial Information and Risk Management, Page: 68-69 |
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GRI 205: Anti-corruption 2016 |
205-1 Operations assessed for risks related to corruption |
How Do We Manage our Business?, Page: 27 Ziraat Participation’s Response to External Developments, Page: 37
https://www.ziraatkatilim.com.tr/sites/default/files/2023-12/Ziraat%20Kat%C4%B1l%C4%B1m%20Bankas%C4%B1%20AML%20Politikas%C4%B1%20Tasar%C4%B1m%C4%B1%20Hk%20Eng_0.pdf
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/Financial Information and Risk Management, Page: 68-69 |
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GRI 205: Anti-corruption 2016 |
205-2 Communication and training about anti-corruption policies and procedures |
How Do We Manage our Business?, Page: 27 Ziraat Participation’s Response to External Developments, Page: 37
https://www.ziraatkatilim.com.tr/sites/default/files/2023-12/Ziraat%20Kat%C4%B1l%C4%B1m%20Bankas%C4%B1%20AML%20Politikas%C4%B1%20Tasar%C4%B1m%C4%B1%20Hk%20Eng_0.pdf
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/ Financial Information and Risk Management, Page: 68-69 |
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205-3 Confirmed incidents of corruption and actions taken |
There were no confirmed incidents of corruption during the reporting period. |
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FIGHT AGAINST CLIMATE CHANGE / RESPONSIBLE PRODUCTS AND SERVICES / NATURAL RESOURCES AND WASTE MANAGEMENT |
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GRI 3: MATERIAL TOPICS 2021 |
3-3 Management of material topics |
Letter from the Chairman of the Board, Page: 4-5 An Interview With the CEO Regarding Sustainability and ESG, Page: 6-9 2023 Key Performance Indicators, Page: 16 Our Material Topics, Page: 20-21 Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 Ziraat Participation’s Response to External Developments, Page: 37 Our Natural Assets, Page: 70-73 Environmental Performance Indicators, Page: 79 |
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GRI 302: Energy 2016 |
302-1 Energy consumption within the organization |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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302-2 Energy consumption outside of the organization |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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302-3 Energy intensity |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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302-4 Reduction of energy consumption |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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GRI 303: Water and Effluents 2018 |
303-1 Interactions with water as a shared resource |
Our Natural Assets/Water Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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303-2 Management of water discharge-related impacts |
Our Natural Assets/Water Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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GRI 303: Water and Effluents 2018 |
303-3 Water withdrawal |
Our Natural Assets/Water Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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303-4 Water discharge |
Our Natural Assets/Water Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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303-5 Water consumption |
Our Natural Assets/Water Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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GRI 305: Emissions 2016 |
305-1 Direct (Scope 1) GHG emissions |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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305-2 Energy indirect (Scope 2) GHG emissions |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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305-3 Other indirect (Scope 3) GHG emissions |
Our Natural Assets/Emission Management, Page: 72 Environmental Performance Indicators, Page: 79 |
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GRI 306: Waste 2020 |
306-1 Waste generation and significant waste-related impacts |
Our Natural Assets/Waste Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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306-2 Management of significant waste-related impacts |
Our Natural Assets/Waste Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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306-3 Waste generated |
Our Natural Assets/Waste Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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306-4 Waste diverted from disposal |
Our Natural Assets/Waste Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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306-5 Waste directed to disposal |
Our Natural Assets/Waste Management, Page: 73 Environmental Performance Indicators, Page: 79 |
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EMPLOYEE WELFARE AND RIGHTS / CORPORATE CULTURE PRINCIPLES / TRAINING AND TALENT MANAGEMENT / EQUAL OPPORTUNITY AND DIVERSITY |
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GRI 3: MATERIAL TOPICS 2021 |
3-3 Management of material topics |
Letter from the Chairman of the Board, Page: 4-5 An Interview With the CEO Regarding Sustainability and ESG, Page: 6-9 2023 Key Performance Indicators, Page: 17 Our Material Topics, Page: 20-21 Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 Our Human Assets, Page: 48-55 Social Performance Indicators, Page: 74-78 |
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GRI 401: Employment 2016 |
401-1 New employee hires and employee turnover |
Our Human Assets, Page: 48-55 Social Performance Indicators, Page: 74-78 |
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401-2 Benefits provided to full-time employees that are not provided to temporary or part-time employees |
At Ziraat Participation, human resources consist of full-time employees |
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401-3 Parental leave |
Our Human Assets, Page: 48-55 Social Performance Indicators, Page: 74-78 |
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GRI 402: Labor/Management Relations 2016 |
402-1 Minimum notice periods regarding operational changes |
https://www.ziraatkatilim.com.tr/sites/default/files/media-file/ZK_AR23ENG.pdf Ziraat Participation 2023 Annual Report/ . Explanations on Obligations Related to Employee Rights -Page: 109-111 |
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GRI 403: Occupational Health and Safety 2018 |
403-1 Occupational health and safety management system |
Our Human Assets, Page: 55 Social Performance Indicators, Page: 78 |
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403-3 Occupational health services |
Our Human Assets, Page: 55 Social Performance Indicators, Page: 78 |
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403-5 Worker training on occupational health and safety |
Our Human Assets, Page: 55 Social Performance Indicators, Page: 78 |
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403-9 Work-related injuries |
Our Human Assets, Page: 55 Social Performance Indicators, Page: 78 |
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403-10 Work-related ill health |
Our Human Assets, Page: 55 Social Performance Indicators, Page: 78 |
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GRI 404: Training and Education 2016 |
404-1 Average hours of training per year per employee |
Our Human Assets, Page: 48-55 Social Performance Indicators, Page: 74-78 |
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404-2 Programs for upgrading employee skills and transition assistance programs |
Our Human Assets, Page: 48-55 Social Performance Indicators, Page: 74-78 |
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404-3 Percentage of employees receiving regular performance and career development reviews |
Our Human Assets, Page: 48-55 Social Performance Indicators, Page: 74-78 |
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GRI 405: Diversity and Equal Opportunity 2016 |
405-1 Diversity of governance bodies and employees |
Our Human Assets, Page: 48-55 |
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405-2 Ratio of basic salary and remuneration of women to men |
At Ziraat Participation, there is no gender-based discrimination in base salary and wage determinations. |
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GRI 406: Non-discrimination 2016 |
406-1 Incidents of discrimination and corrective actions taken |
There were no incidents of discrimination during the reporting period. |
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GRI 407: Freedom of Association and Collective Bargaining 2016 |
407-1 Operations and suppliers in which the right to freedom of association and collective bargaining may be at risk |
Our Human Assets, Page: 50 There were no incidents in which the right to freedom of association and collective bargaining was at risk during the reporting period. |
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GRI 408: Child Labor 2016 |
408-1 Operations and suppliers at significant risk for incidents of child labor |
There is no child labor at Ziraat Participation. |
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GRI 409: Forced or Compulsory Labor 2016 |
409-1 Operations and suppliers at significant risk for incidents of forced or compulsory labor |
There were no incidents of forced or compulsory labor during the reporting period. |
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CUSTOMER EXPERIENCE AND SATISFACTION / FINANCIAL INCLUSION / CORPORATE SOCIAL RESPONSIBILITY / FINANCIAL LITERACY |
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GRI 3: MATERIAL TOPICS 2021 |
3-3 Management of material topics |
Letter from the Chairman of the Board, Page: 4-5 An Interview With the CEO Regarding Sustainability and ESG, Page: 6-9 2023 Key Performance Indicators, Page: 17 Our Material Topics, Page: 20-21 Impact Framework of Material Topics and its Reflection in the Report, Page: 24-25 Our Financial Assets, Page: 40-47 Our Intellectual Assets, Page: 56-59 Our Manufactured Assets, Page: 60-65 Our Social and Relational Assets, Page: 66-69 |
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GRI 416: Customer Health and Safety 2016 |
416-2 Incidents of non-compliance concerning the health and safety impacts of products and services |
There were no incidents of non-compliance concerning the health and safety impacts of products and services during the reporting period. |
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GRI 417: Marketing and Labeling 2016 |
417-2 Incidents of non-compliance concerning product and service information and labeling |
There were no incidents of non-compliance concerning product and service information and labeling during the reporting period. |
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417-3 Incidents of non-compliance concerning marketing communications |
There were no incidents of non-compliance concerning marketing communications during the reporting period. |
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GRI 418: Customer Privacy 2016 |
418-1 Substantiated complaints concerning breaches of customer privacy and losses of customer data |
There are no substantiated complaints concerning breaches of customer privacy and losses of customer data during the reporting period |
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