2021 ANNUAL REPORT
Our Mission, Our Vision and Our Strategies

Our mission

Understanding the expectations and needs of customers

Our mission is to become a participation bank that understands the expectations and needs of its customers in the best way possible and offering most reliable solutions and value propositions through the most appropriate channel, carries out its activities with world-class sustainable profitability and efficiency being aware of principles of participation banking and ethics, facilitates access to financial services focusing onto the customer satisfaction.


Our vision

Constantly generating value

At Ziraat Participation, our vision is to become a global, reputable and leading participation bank that strengthens participation banking not only in Turkey, but in the region, constantly generates value, offers customers more the more as they share at every stage.


Our Strategies

To be an Effective Participation Bank

  • To allocate resources to investments that will create value with the financing it provides,
  • To be fair and transparent in profit sharing,
  • To create customer centric processes in order to achieve operational excellence.

To Run Participation Banking for Everyone

  • “To be the “Moral Participation Bank” with which customers and personnel feel a sense of peace and are happy to work with or for,
  • To offer services which meet universal service standards with the same high quality wherever they are,
  • To manage the financing of production and trade in a manner that adds value.

To Improve Participation Banking

  • To integrate into the international participation banking financial architecture,
  • To contribute to the development of the participation banking sector in our country,
  • To be a pioneer in the participation banking sector by developing new products and services.