2021 ANNUAL REPORT
CVs of Managers Under the Internal Systems

Emin HOCAOĞLU
President of the Audit Board

He was born in 1986 in Istanbul. He graduated from Istanbul University, Faculty of Economics, Department of Economics in 2008. In 2010, he completed Anadolu University Foreign Trade Program. He is continuing his postgraduate program in Financial Markets and Investment Management at Marmara University. He started his professional life in the purchasing department of Eczacıbaşı-Monrol Nuclear Products Company, one of the companies in the healthcare group of the Eczacıbaşı Group. In a change of career, he switched to the banking sector and started to work as an Assistant Auditor at Ziraat Bank after working as an Assistant Auditor at Şekerbank for 6 months. Following his 8-year duty in the Ziraat Bank Audit Board, he started to work at Ziraat Participation as the Vice President of the Audit Board on 4 March 2019. He was appointed as the President of the Audit Board on 28 July 2021 and he has been continuing his duty since then.

Osman ÇETİNER
Head of Internal Control and Compliance

Osman Çetiner was born in Antalya in 1973. He graduated from Uludağ University Faculty of Economics Department of Finance and received his SMMM license in 2005. In 2014, he also received the Independent Auditor license from Public Oversight Authority. He holds the CICP certificate, which has been approved as a worldwide standard within the scope of Internal Control Certification by the Internal Control Institute. He started his banking career at Kuveyt Türk in 1999 as Assistant Specialist of Accounting in Finance Service. He worked at Kuveyt Türk at various positions for a total of 16 years, 7 years at managerial positions. He took a role at Turkey’s first lease certificate issuance in 2010 by Kuveyt Türk in 2010. He was a part of Ziraat Participation’s establishment and started to work as Financial Coordination Department Head at Ziraat Participation as of 8 April 2015. He is serving as Ziraat Participation’s Head of Internal Control and Compliance since 20 December 2017.

Yasin ÖZBEY
Deputy Head of Risk Management

Yasin Özbey was born in İstanbul in 1981. He graduated from Erciyes University Faculty of Economics and Administrative Sciences Department of Economics in 2003. He finished his graduate studies in Business Administration in 2011. In 2012, he received his CPA certificate. Mr. Özbey started his professional career in 2004 at Anadolu Finans Kurumu A.Ş. Financial Affairs Group Directorate, Financial Control service. He served as Financial Control Supervisor between 2004 and 2008. He took place in the merger of Anadolu Finans Kurumu and Family Finans Kurumu. He worked at Türkiye Finans, Financial Control and Reporting Department’s Audit and Legal Reporting service between 2008 and 2013. After working at Aktifbank and Albaraka Türk in Regulatory Reporting services he joined Ziraat Bank for the inception of Ziraat Participation on 1 December 2014. At Ziraat Participation, Mr. Özbey worked as Financial Control Office at Financial Coordination Department and as Retail Customer Relations Officer at Kütahya Branch. In April 2018, he was appointed as Balance Sheet and Operational Risk Manager at the Risk Management Department and since 5 July 2018, he is acting Department Head of Ziraat Participation Risk Management Department.