2015

• As the first publicly funded participation bank, the Bank began operations on 29 May 2015, in a grand opening with the participation of President Recep Tayyip Erdoğan.
• Ziraat Participation became the first participation bank to receive Participation Banking Activity Ratification Certificate approving compliance of the general framework of our operations with the Principles of Participation Banking.

2016

• Ziraat Participation proudly completed its first year, a full of firsts, with a net profit of TL 30.7 million.
• The first profit-loss sharing partnership was carried out in different sectors.
• The first Sukuk issuance was undertaken by establishing an Asset Leasing company.
• The first Murabaha Syndication took place.

2017

• Ziraat Participation continued to take firm steps on its way to reach its goals of sustainable profitability and efficiency and recorded a profit of TL 159 million.
• Ziraat Participation founded its second subsidiary ZKB Varlık Kiralama A.Ş.
• FILIKA (Limited Financing Card) has been offered to customers.
• Transition to TFRS 9 has been completed.
• A project financing transaction has been performed through “İstisna” product in the participation banking sector.
• Ziraat Participation has started the Gold Days.

2018

• Ziraat Participation rounded off the year 2018 with stable growth and wrote a net profit of TL 323 million.
• Ziraat Participation entered a cooperative agreement that represents a first for the banking sector and our country, with the “Joint Investments Model”.
• Ziraat Participation became the first participation bank to mediate in the issuance of the Gold Lease Certificate.
• The number of branches increased to 80 branches in 41 different cities.
• Agreements were signed for the establishment of the Ziraat Participation Sudan Branch.
• The necessary permits were obtained for the transfer of Ziraat Finansal Kiralama A.Ş. to Ziraat Participation.
• In accordance with the agreement made between all public banks including Ziraat Participation, the “free use of a Common ATM” system was implemented with the protocol signed.

2019

• Ziraat Participation continued its healthy growth in 2019 with its effective and efficient balance sheet management and completed the year with a net profit of TL 516.7 million.
• Ziraat Participation realized a Murabaha Syndication transaction at an amount of USD 250 million for the third time.
• Ziraat Finansal Kiralama A.Ş. was transferred to Ziraat Participation as of 1 March 2019.
• Subordinated loans were obtained from T.C. Ziraat Bankası A.Ş. and Turkey Wealth Fund.
• Virtual POS product was offered to customers.
• “Mobile Financing” option was launched to conduct financing transactions through Participation Mobile application.

2020

• Ziraat Participation reached an asset size of TL 60.2 billion in 2020.
• The Sudan Branch, first foreign branch, entered operation.
• Work on the new payment system, FAST (Instant and Continuous Transfer of Funds), has been completed. The system allows the Bank’s customers to perform money transfers between their accounts in different banks 24 hours a day, 7 days a week.
• With its subsidiaries Ziraat Participation Varlık Kiralama A.Ş. and ZKB Varlık Kiralama A.Ş., Ziraat Participation realized approximately TL 12.6 billion in lease certificate issuances in TL terms in the local market.

2021

• Ziraat Participation’s asset size reached TL 98.3 billion in 2021.
• A lease certification issue of TL 300 million was realized through public offering for the first time.
• A subordinated loan of TL 1 billion was obtained from the main shareholder T.C. Ziraat Bankası A.Ş.
• Ziraat Participation’s new product, Eli Bol (Generous) account was offered to customers.
• Currency Protected TL Participation Account and Gold Conversion TL Participation Accounts were launched.
• Ziraat Participation obtained three separate lease certificate issuance approvals from Capital Market Board at amounts of TL 12 billion, TL 15 billion and TL 1 billion to realize TL-based lease certificate issuances in domestic market with its subsidiaries Ziraat Participation Varlık Kiralama A.Ş. and ZKB Varlık Kiralama A.Ş.