Ziraat Participation sustains its banking business model successfully with its profitable, healthy and growth-oriented strategies.

As the first public participation bank of Turkey, Ziraat Participation provides products and services to suit its customers’ needs with its experienced and dynamic human resources, widespread branch network and advanced alternative distribution channels. Ziraat Participation sustains its banking business model successfully with its profitable, healthy and growth-oriented strategies.

Ziraat Participation was founded with a share capital of TL 675,000,000 fully paid by the Undersecretariat of Treasury in accordance with the approval of Banking Regulation and Supervision Agency dated 10 October 2014 numbered 6046 published at the Official Gazette numbered 29146 dated 15 October 2014. The Bank’s trade registration was made on 16 February 2015.

Ziraat Participation obtained its operating license with the decision 6302 of Banking Regulation and Supervision Agency dated 12 May 2015 published at the Official Gazette numbered 29355 dated 14 May 2015. The Bank started its participation banking operations with its principle of “Achieving More by Sharing” as of 29 May 2015.

Ziraat Participation carries out its activities in line with its flawless and sustainable growth strategy. The bank, which has 1,529 personnel who are specialized in their fields, further expanded its geographical coverage during the year with the opening of 16 new branches, increasing the total number of branches to 121. Ziraat Participation offers high value-added products, services and solutions to its customers with 93 ATMs as well as its mobile channels, whose share in transactions is constantly increasing.

A strong capital structure and strategies focused on profitable, healthy and sustainable growth are the most important elements supporting Ziraat Participation’s activities. The bank’s equity size, reaching TL 4.3 billion, provides the strength required for sustainable growth.

Ziraat Participation’s total assets increased by 63% in comparison with 2020 year-end and reached a balance sheet size of TL 98.3 billion. Net profit of Ziraat Participation was realized as TL 559 million.

With its well-established and solid structure, modern and innovative management approach, and experienced and dynamic personnel, Ziraat Participation works in strong cooperation with Ziraat Bank, which has been the driving force of the Turkish banking sector for 158 years, within the framework of its correspondent agreement.

In addition to traditional distribution channels, branches, Ziraat Participation offers its products and services through advanced alternative channels consisting of 93 ATMs, Internet Banking, renewed Mobile Banking, Call Centers and approximately 7,900 POS terminals. Within the scope of its Digital Banking activities, Ziraat Participation meets the financial needs of its customers with the Ziraat Mobile application at the most convenient points and with an approach focused on high customer satisfaction.

Behind Ziraat Participation’s continuously developing business model lies an approach focused on customer satisfaction, digitalization and efficiency. As it works towards becoming an effective, leading and respected participation bank, the Bank continues to take firm steps without compromising its asset quality, creating added value in line with its disciplined and sustainable growth strategy.